Loans and Finance

When you choose a bank to help support your business you want to be sure that it can tailor solutions that meet your specific financial needs. At HSBC, we have a full range of products and services, which include:

Overdrafts

A convenient and flexible form of short term financing, to meet your working capital needs and the routine operating expenses and overheads of your company.

Import and Export Finance

Loans against imports are available to you when you purchase under Documentary Credit or Documentary Collections terms.

Pre-shipment finance is available to you to meet your working capital needs. Advances are granted upon production of a buyer's contract or export DC.

State Bank of Pakistan's Export Re-finance

We offer concessionary credit to exporters through State Bank of Pakistan's Export Re-finance (ERF) facility.

DA/DP Purchase

A cash advance made to you when you have exported goods to a buyer through Documentary Collections, either on a Document against Acceptance (DA) or Documents against Payments (DP) basis.

Long Term Loans

We can customize a term loan to finance the fixed assets that your business needs. It may be a greenfield project or an expansion of an existing plant that may be financed at competitive rates.

Guarantees and Bonds

HSBC in Pakistan issues a full range of Performance Guarantees, Advance Payment Guarantees, Financial Guarantees and Bid Bonds for supporting the underlying business of our customers.

The availability of credit facilities is subject to HSBC's internal credit guidelines and approval process.